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Nikita Kwatra

Principal

Nikita is a Principal at Artha Global, currently leading research on Digital Public Infrastructure (DPI) with a focus on its economic and developmental impacts. Her primary interest lies in analysing government policies and private sector initiatives that drive economic prosperity. At Artha Global, she has led diverse projects on state capacity, impact investing, digital infrastructure, and social protection. Her interdisciplinary policy research aims to understand how countries achieve inclusive growth.

Previously, Nikita served as a data journalist at Mint, a leading business newspaper in India, where she reported on macroeconomic issues. In her policy work, she applies her experience in data analysis and visualisation to support policy recommendations with empirical evidence.

Prior to Mint, Nikita worked as a Senior Correspondent at Cogencis Information Services, where she tracked official statistics related to macroeconomic indicators and reported on the Indian economy. She also had a brief tenure as a Business Analyst at Genpact.

Nikita holds a Master’s degree in Economics from Gokhale Institute of Politics and Economics in Pune and a Bachelor’s degree in Economics from Ramjas College, University of Delhi.

Related Articles

Op-ed

Inside the UPI decade: How a cash-first nation learned to pay differently

UPI’s greatest unrealised potential lies not just in bringing the next 250 million users into the system, but in deepening what participation enables.

Paper

DPI: Rewriting the Rules of Commerce

The paper explores how the layered structure of Digital Public Infrastructure (spanning identity, payments, data sharing, and discovery) drives economic transformation when effectively integrated and governed as a coherent, networked system.

Report

Understanding UPI through User Experience: Insights from the Ground

This study uncovers how UPI is unfolding on the ground – what’s working, what’s not, and why – through the lens of users’ and merchants’ perceptions and experiences.

Op-ed

Opinion | Cash vs digital: Rethinking India’s payment narrative

A resilient system expands choice and builds trust.