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Publications

Filtering by: Technology and Innovation

Blog April 23, 2025

UPI’s Role in Financial Inclusion for India’s Next Half Billion

By Sridhar Ganapathy & Neha Jain

Without meaningful efforts to improve trust in Digital Financial Services (DFS) among the Next Half Billion (NHB), adoption may remain limited, preventing them from fully benefiting from financial inclusion.

Blog April 9, 2025

Artha Explains | Decentralised Finance (DeFi)

– By Nitika Narayan

Op-ed March 24, 2025

Opinion | India can’t address the health risks of climate change without robust data

By Dr. Saloni Atal & Sridhar Ganapathy

In this article for Mint, Saloni Atal, Program Manager and Sridhar Ganapathy, Principal at Artha Global write about how climate change is no longer just an environmental issue—it is impacting public health in significant ways.

Blog March 19, 2025

Explainer | AgriStack

By Ishana Deshpande

Imagine a farmer who can access real-time weather updates, market prices, and expert agricultural advice through a single app. This is the essence of AgriStack—providing farmers with the tools they need to make informed decisions.

Op-ed March 5, 2025

Opinion | DPI integration with AI will elevate the quality of public services as well as risks

By Lakshay Narang

In this article for Mint, Lakshay Naranag, Senior Associate at Artha Global, argues that there are clear benefits in using artificial intelligence (AI) tools with India’s digital public infrastructure (DPI). Such integration is already underway. But its gains must be weighed against drawbacks. Read the article here. Banner Image Source: Unsplash

Op-ed December 17, 2024

Opinion | Privacy as priority: India can’t afford any further delay in notifying data protection rules

By Sridhar Ganapathy

Rising instances of data breaches across the online ecosystem make it imperative that the privacy shield passed by Parliament is quickly put in place.

Paper November 12, 2024

Artha Global’s Comments on the Universal DPI Safeguards Framework

By Lakshay Narang, Neha Jain, Vikram Sinha & Sridhar Ganapathy

We discuss broad as well as targeted recommendations to serve as the foundation of the Universal DPI Safeguards Framework.

Op-ed October 3, 2024

Opinion | Digital Public Infrastructure: A dubious way to foster competition

By Neha Jain & Sharmadha Srinivasan

Applying a DPI philosophy to every digital sector to combat monopolistic tendencies could place an undue burden on state resources.

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